Injured On The Job? Find Out If You’re Eligible For Workmen’s Compensation

Workmen compensation or the most commonly addressed worker’s compensation usually covers most of the injuries or accidents that takes place on the job. However, not every injury happens at the workplace. This law is designed to allocate certain benefits to all those injured workers to assure a monetary relief amidst the suffering and pain. This compensation is given either if it is the mistake of the employer in ensuring the safety measures or the worker is in the midst of performing his duties. But, there are still few limits in this law. Here are few cases where the compensation will be denied.

Various cases

  • Injuries caused by self during a fight or argument with co-workers are not covered
  • If a worker is of bad conduct and gets injured while committing a crime, then the injury suffered is not covered
  • If the employee was out of the office premises and is not performing his / her official duties (which means not on job) and gets injured, then it can’t be claimed for workmen compensation
  • If a worker violates the company rules and norms of the employee conduct, any injuries suffered can’t be claimed.

There are few other cases where the compensation can be accepted with few exceptions. They are –

Lunch breaks – If an injury is occurred during the lunch break or leisure time, then it is not covered under the benefits one get under the compensation. If supposedly that happens when the worker is picking lunch for the officials/for self but at the cafeteria, then it might be considered and covered under the compensation.

Organization events – Any injuries that occur during the special events conducted by the company can be covered with the compensation benefits. For example, the events can be parties, outings, team lunch / dinner, various sports and cultural events.

Travel – Any injury that occurs while the worker is travelling to the workplace or from it are not covered. However, there are a few exceptions. If the travel is work-oriented, like the place is different from the regular site, where the worker travels for business purposes to a new place (like a business trip or new site visit) can be covered. Also, injuries happened on the regular commute to office, when the mode of transport is through an office vehicle, is covered.

Hearing loss – If the worker is working in environmental conditions that offer unbearable noise, like on construction sites or any other units where the products are manufactured, then the workers may suffer damage to their ears and hence face hearing problems. This case will be considered for compensation and the worker can be covered under the agreed upon benefits.